Resources
Latest news, guides, and advice from the Union Protect insurance experts.
How Has Coronavirus Affected Life Insurance Policies?
See how existing and new life insurance policies could be impacted by the Coronavirus pandemic...
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All You Need to Know About Life Insurance for Smokers
Our guide to life insurance for smokers explores how much more it costs than standard cover, the effects of vaping and how to show that you have quit.
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The Pros and Cons of Critical Illness Insurance
Union Protect explains the key pros and cons of critical illness insurance, so that you can determine whether it's the right cover for you.
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Personal Accident Insurance vs. Income Protection Cover
To protect yourself financially, it's important you have either income protection insurance or personal accident cover in place… But which is better?
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Types of Life Insurance
There are several different types of life insurance available. We explain the key differences between whole of life, term life, critical illness, and over 50s cover.
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A Complete Guide to Critical Illness Cover
Our comprehensive guide to critical illness cover explains what it is, what's covered, and how it can protect you and your family financially.
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Decreasing Term Insurance Explained
Decreasing term insurance is one of the most affordable types of life insurance available. Here, we explain how it works and who it's best suited for.
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Statutory Sick Pay – How Income Protection Can Help
Statutory Sick Pay provides very limited support if you're unable to work. Find out how income protection insurance can fill the gap.
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Self-Employed Income Protection Explained
If you're self-employed, you won't receive statutory sick pay if you can't work. Learn how income protection can safeguard your income.
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Life Insurance: What is Index-Linking?
Index-linking ensures your life insurance policy keeps pace with inflation. We explain what it is and whether you should add it to your policy.
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Reasons Why Life Insurance Won't Pay Out
There are several reasons why a life insurance claim could be denied. We outline the most common causes and how to avoid them.
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Whole of Life Insurance: Everything You Need to Know
Our detailed guide to whole of life insurance covers how it works, how premiums are calculated, and whether it's the right choice for you.
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The Complete Guide to Joint Life Insurance
Should you get a joint life insurance policy or two separate single policies? We explain the pros and cons of each option.
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A Complete Guide to Income Protection Insurance
Everything you need to know about income protection insurance — what it covers, how much it costs, and whether you need it.
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Do You Need Life Insurance for a Mortgage?
While not a legal requirement, life insurance for your mortgage can protect your family from losing their home. Here's what you need to know.
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Is it Better to Have Joint or Single Life Insurance?
Choosing between joint and single life insurance policies depends on your circumstances. We help you decide which is right for your family.
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Term Life Insurance Explained
A comprehensive guide to term life insurance — how it works, the different types available, and how to choose the right policy for your needs.
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Life Insurance Ultimate Guide
Our ultimate guide to life insurance in the UK covers everything you need to know, from the different types of policies to how much cover you need.
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